We are experts in Realty Loan services in Bangalore, A home loan product for purchase of land for construction of house. This can then be supplemented with another housing loan for construction of house. The construction has to start within two years of availing of the loan.

Special feature: Interest rate for first year is 8% and for 2nd and 3rd year is 8.5% PA (this offer is till 31 march 2010). After 3rd year the customer can choose either fixed or floating

Maximum term - 15 years (upto a maximum age of 70)

Quantum of loan - The maximum loan amount is Rs 1 crore.

Rate of Interest - The bank provides the loans in two categories fixed and floating. For loans above 75 Lakh the interest rate will be only floating rate based on SBAR

Documentation - Salaried individuals need to show income related documents along with 6 months bank statement, for self employed and Business persons, the documentation includes last 3 years income tax returns and Profit and Loss statement of the business activity. The customer has to also provide signature identification from current banker.